Casco lawyers. Legal advice on the payment of hull insurance when resolving insurance disputes, hotline. The initial cost of legal services for Casco

Legal advice on CASCO! Any motorist should carry a number of documents with him in his purse or glove compartment of his own car. These include insurance. It varies depending on the risks covered and the privileges granted to the owner of the machine.

In this material, we will consider the option with the CASCO scheme. It provides more advantages compared to the holders of the OSAGO policy, but it is also more expensive.

In addition, this type of insurance includes more risks than with mandatory auto insurance. Therefore, a CASCO auto lawyer will help you figure out all the nuances.

In this article:

Services and legal advice on CASCO

First of all, they will help novice motorists who do not particularly understand the nuances of existing types of insurance. So, the specialist will tell you about which insurance to choose.

And here, in fact, such factors as driving experience, brand of car, storage conditions will play an important role.

After all the information becomes clear to the lawyer, he will help you choose the optimal conditions for car insurance for CASCO. Of course, this will also take into account the financial capabilities of the client.

In addition, a CASCO lawyer will prepare a motorist and accessible instructions that can be followed when signing an agreement with an insurance company.

In particular, the points will clearly outline all the risks that may be associated with the collection of insurance compensation under CASCO.

If the contract was signed without the participation of a lawyer

Practice shows that it is in the field of CASCO that fraudulent schemes are most common.

Then it is all the more important to show the concluded car insurance deal to a specialist in time.

In this case, CASCO auto lawyers will check the reliability of the company and promptly suggest all potential threats to the client.

At the same time, if the company is reliable and a trusting relationship has been established with its management, then with the help of a lawyer, you can always add additional clauses to the contract that will suit all parties.

In any case, if the clauses of the CASCO agreement cause confusion among the motorist, then you should not delay and contact a lawyer. Then you can avoid a series of problems associated with unnecessary claims and litigation.

If there are the first signs of problems, then it is advisable to immediately inform the lawyer about them.

A road accident

In addition to the CASCO payments themselves, you can insist on the reimbursement of a fine, as well as on the recovery of moral damages. Other claims are not excluded.

Everything will depend on the specific insured event, the details of the relationship with the agency, as well as the experience of the lawyer.

After all, it is he who must build the correct line of conduct in court and take all measures to ensure that the claim is satisfied already in one of the first court hearings.

When you need help in forcibly collecting debts, a CASCO lawyer in Moscow will take on the mission of cooperating with bailiffs.

This will speed up the execution of the will of the court, since the specialist will ensure the seizure of the money and property of the insurer.

Every motorist knows that there are several types of insurance. In addition to OSAGO, there is also CASCO, which is most beneficial for the driver, but more expensive.

The beauty of this type of insurance is that it covers all the risks of the driver even without an accident: theft, falling tree or icicles.

However, even the holder of a CASCO policy may face problems if in payment. Then the work of a lawyer who has experience working with problem insurers will help resolve the conflict.

Disputes with the insurance company on CASCO

They may have a different subject. This is an insufficient amount of compensation, this is an unfair assessment of the damage caused to the car as a result of an accident, this is a general refusal to.

In any situation, before the CASCO disputes begin, the lawyer will examine not only the documents for obtaining insurance, but also the circumstances of the occurrence of the insured event itself. After all, the tactics of the lawyer's behavior will largely depend on the nature of the event.

After the whole picture is clear, the lawyer will prepare. If she remains unsatisfied, then litigation will inevitably begin.

Services from a lawyer in CASCO court

First of all, the specialist will prepare a claim and a competent statement of claim to the insurance company. It will take into account not only the CASCO debt, but also the penalties that are due under the legislation on insurance and consumer protection.

We will challenge any violations of the insurance company and receive a monetary compensation.

If you are the owner of a car insured under CASCO, there was an insured event, and the insurance company illegally refused to pay out CASCO, underestimated its amount or did not issue a referral for repairs - you should know that you can benefit from this! CASCO lawyer legal company "NOTA PRAVA" will protect and represent your interests at a high professional level and achieve compensation for damages under CASCO, using the pre-trial and judicial method of legal protection.

CASCO insurance lawyer

Task insurance lawyer for CASCO– oblige the insurer to pay the full insurance indemnity. Disputes on CASCO have a different nature and ways of their settlement. CASCO lawyer get acquainted with the situation and immediately assess the legal prospects for you and, in case of cooperation, prepare a complete set of documents of a claim and claim nature, take part in the trial on your behalf and execute the court decision as part of enforcement proceedings to transfer your funds.

CASCO lawyer will help you if:

• By CASCO paid little
• Refusal to pay CASCO
• The insurance company does not issue a referral for repairs
• No reimbursement for loss of vehicle value

In all these cases, you can be sure CASCO auto lawyer knows the right decision, as he has repeatedly participated in litigation in insurance disputes and knows the established judicial practice.

CASCO lawyer and terms of cooperation with us

We will not accept your case if it does not meet various criteria. Namely!

CASCO lawyer will take your case only if:

• The case has legal prospects
• Economically feasible
• A balance of mutual interests will be maintained

Only by meeting the above requirements, insurance lawyer for CASCO will be useful to you, and the insurance dispute is resolved most fairly and within the legal framework.

• The scheme of cooperation with clients is as follows:
• Call - lawyer for CASCO advises you
• We meet - we conclude an agreement
• We prepare documents - we submit to the UK and the COURT
• We participate in the litigation - we win the case
• We execute the court decision - the money goes to your account

Prices and payment procedure are individual in nature, depending on the complexity of the insurance dispute, the amount of damage and the volume of services that will be provided CASCO lawyer. In fact, you do not incur any costs for lawyer for CASCO, since the court recovers legal costs from the insurance company, in accordance with Art. 100 Code of Civil Procedure of the Russian Federation.

Also insurance lawyer declare other costs and penalties that the court will charge in your favor.

Thus, returning to the question of profit, at the beginning of the article, if your business is insurance lawyer, you have the opportunity to receive compensation twice as much as the insurer could pay before the trial.

CASCO lawyer in Moscow and Moscow region with a visit to the client

Our lawyers work throughout Moscow and Moscow Region. Calling us in advance will advise you lawyer for CASCO and if your case has legal prospects, then insurance lawyer will get to work, fully conducting your business on a turnkey basis.

Advantages of working with a CASCO lawyer of our company:

• At your request, it is possible to meet with CASCO lawyer in a place convenient for you with departure to you.
• You save your time for your business, and we use our time for your business.
• You are always aware of what is happening with the case, receiving information from lawyer for CASCO.
• You pay our success fee after the money is credited to your account

Our long-term practice takes into account various judicial precedents and opinions of the courts, but they are united in one thing - the insurer is obliged to compensate for the damage in the event of an insured event under a voluntary insurance contract.

We know how to correctly apply the law and form a stable legal position to exercise the right to receive full insurance compensation. That's why, lawyer for CASCO company "NOTA PRAVA" will be your reliable adviser in resolving an insurance dispute.

Call us and we will share useful information with you, and if you decide to entrust us with your case, we will be happy to solve it and once again replenish our treasury of winning judgments on insurance disputes.

Very often we hear that the car owner, having insured his car under a voluntary insurance contract (CASCO), does not receive the expected result from this type of insurance.

As a rule, by insuring a car under hull insurance, you assume that in the event of an insured event you will not have a headache about how you can restore a damaged car, because hull insurance will cover all your expenses.

However, in practice this does not always happen. Firstly, not all situations in which the car owner finds himself are insured events, and those that are, with the wording “correct” for the insurance company, cease to be such.

Secondly, if you were lucky and the insurance company recognized the event as an insured event, and even managed to collect all the necessary documents on time, then it’s not a fact that you will receive all the money for the restoration of the car (about theft, theft and deliberate destruction of a separate conversation).

The most common situation in the legal relationship between the Insured and the Insurer is the Insurer's refusal to the Insured in the insurance indemnity and the understatement of the amount of insurance indemnity by the Insurer.

The insurance company can underestimate the amount of insurance compensation both in a significant amount, which inevitably entails litigation, and in small amounts, which the insured does not always dispute and in most cases does not bring the case to court, which is basically what the insurance company needs.

In order to protect yourself, to defend your rights within the framework of the current legislation, it is necessary to understand the legislation itself. Not many people can boast of this. What to do in this case?

You can start defending your rights and restoring justice by contacting for free legal advice by phone. Trusting professionals in the field of jurisprudence, represented by our highly qualified lawyers, you can forget about your problems.

Contact us by phone or request a call back - take the first step towards solving your legal troubles. You will have two options:

You will be able to get a basic free consultation quickly and efficiently, which will allow you to decide what to do next;

You, after a free consultation, will have the opportunity to continue communication with our lawyers, who will bring the matter to its logical conclusion. All that is needed for this is the signing of a formal contract for the provision of legal services, which guarantees high-quality and timely service to you by our specialists.

Despite the fact that every car owner meets with the procedure for issuing a CASCO policy, in reality this process raises many questions and difficulties. In addition, even properly executed insurance does not guarantee the honesty of the insurance company in the event of an accident or damage to the vehicle. Free legal advice on CASCO is a rather convenient service that allows you not only to solve all legal issues and problems of car insurance, but also help to receive compensation.

Residents of Moscow and the Moscow Region, as well as other regions of Russia, are increasingly seeking advice on CASCO. This is due to a significant increase in the number of unscrupulous insurance companies that refuse to pay damages.

In cases where the insurance company refuses to pay the amount of compensation or understates payments, not only a lawyer, but also a lawyer should intervene in the matter. The well-coordinated work of competent specialists in the field of jurisprudence is a guarantee of a successfully completed trial in favor of the citizen who applied for help.

CASCO lawyers work around the clock, regardless of holidays and weekends. Each citizen who applied will receive a detailed answer to the question that has arisen as soon as possible.

Free legal advice on CASCO

Legal online consultation will help resolve such issues related to CASCO insurance, such as:

1. Choosing a reliable insurance company for issuing a CASCO policy.
2. Legal assistance regarding the collection of packages of documents for issuing a CASCO policy.
3. Assistance of a lawyer in drawing up an accusation to the owner of the vehicle, which became the culprit of damage to the car of the applicant.
4. Forced payment by the insurance company of compensation in case of refusal to provide the amount of damage.
5. Withdrawal of funds that are paid on recourse.
6. Issues related to long-term delay in payment of compensation by the insurance company.

These are the most common questions that citizens ask a CASCO lawyer.

There are a number of reasons why an insurance company may refuse to pay compensation to an injured party. For example, an unrecorded fact of an accident by traffic police officers. If the refusal to pay is unreasonable, a lawyer who knows all the intricacies of auto insurance will be able to solve the problem as soon as possible.

How can legal advice on CASCO help?

The lawyer will advise and give practical recommendations for the further successful outcome of events. To protect the interests of the requesting party and provide useful assistance, the consultation includes:

• A detailed analysis of the situation that has arisen on the basis of the current legislation.
• A legally competent answer to the question of the applied citizen, as well as, if necessary, clarification of the details. The specialist is guided by the regulations in the field of auto insurance and the CASCO policy and can provide links to the necessary documents, further explaining the aspects.
• In the case of litigation, the lawyer makes predictions regarding a possible solution to the problem in favor of the applicant.
• Practical recommendations and instructions that will help you understand how to act in a situation that has arisen.

Why should you seek legal advice?

1. Guarantee of complete anonymity and confidentiality of the information provided. When applying for free assistance, you can be sure that personal data will not fall into the hands of third parties. In addition, all issues that are discussed with a specialist remain face-to-face.
2. Availability 24/7. Specialists of the Pravovik24.ru portal work around the clock, on weekends and holidays. Even if the case requires an immediate response, you can count on the help of a lawyer.
3. Competent lawyers who have been dealing with CASCO issues for many years. The professionalism of the portal's specialists is confirmed by thousands of successfully completed cases in favor of clients. Our employees not only know the legislative documents in the field of auto insurance and the CASCO policy from A to Z, but also, if necessary, participate in litigation.

Problems with an unscrupulous insurance company are not a reason to despair. Entrust the case to CASCO lawyers. Timely, competent advice will save your time, money and nerves.

CASCO services are voluntary comprehensive insurance of automobile property of Russian citizens (individuals), as well as enterprises (legal entities) that have vehicles on their balance sheets. We examined in more detail about what it is and how the concept is deciphered. All disputes over the use of policies of this type of protection can be resolved by a CASCO lawyer or a lawyer. These specialists can send a pre-trial claim to the insurer and negotiate a settlement. Only after the refusal to satisfy the claim, lawyers will be able to protect the interests of the car owner in court.

It is very important to know what issues will be solved by legal specialists, to whom drivers will apply. What kind of legal assistance is relevant for a particular seeker of justice from legislators and lawyers.

The main questions on the insurance topic, the answers to which can be found from legal professionals:

• Terms of fulfillment of insurance obligations by companies.
• What are the risks, what is covered by CASCO, insured events under the contract.
• Are firms entitled to refuse insurance payments, or to provide repairs to a damaged car.
• Delays in customer payments.
• Delays in processing applications.
• How to choose the safest auto protection program for a novice driver.
• How to write paper correctly.
• Where to apply for dispute resolution.
• What rights does the driver have?
• How can you reduce the degree of guilt, mitigate the court decision in case of administrative violations.

Note! When a motorist is looking for where to complain about a CASCO insurance company on his own, he will need to go a long way. It will be necessary to simultaneously file a claim addressed to the management of the insurance company, a complaint to the prosecutor's office about the unlawful actions of the service provider, a complaint to the PCA (Russian Union of Motor Insurers).

CASCO incidents resolved with the help of lawyers

The organization that sold the policy to the driver is not always ready to pay insurance to the client. In the same way, she is not always ready to send a broken car for repair. First, the situation for compliance with the list of insured events - what kind of insured event occurred under CASCO, to which the terms of the insurance contract are subject. Then the insurance specialist is obliged to investigate whether the accident was caused by the intentional actions of the policyholder himself. They are not in a hurry to compensate for the damage even when the car has strange damage that is not similar to the consequences of the declared risk.

Firms do not always refuse to pay this or that type of insurance compensation. There are situations when the unwillingness to pay is justified under the laws. For example, CASCO payments in case of complete destruction of a car with a high degree of wear, or errors were found in an application, contract or policy.

If the insurance company does not pay for CASCO legally, it means that the driver has his own shortcomings:

• Knowingly providing false information about yourself or your vehicle.
• Intentional provocation of getting into an insurance accident, damage to the insured property.
• Severe traffic violation.
• Ignoring your obligations under the contract, failure to fulfill its conditions.
• Untimely provision of information about changes in the personal data of the car owner or insured property.

Note! There are cases when there is no fault of the organization or the motorist who applied for payments. For example, the culprit who caused damage to the insured car paid all the damage himself. This means that the need for compensation from the service provider under the policy disappears automatically.

Functions of professional legal assistance

If the insurance organization has set a penalty for late installments of payments under the policy, or refuses to fulfill its own obligations, then this must have its own reasons. Any lawyer, in order to receive compensation for CASCO for a driver, will first of all pay attention to the terms of the agreement concluded between the parties. Often misunderstandings arise due to the fact that the motorist simply did not study all the intricacies of the agreement well enough.

The functions of legal assistance include:

• Installation and confirmation of the guilty party.
• Preparation of instructions for concluding a contract with an insurance company.
• Preparing a prognosis in litigation.
• Representing the interests of the client in court and other instances.
• Checking the reliability of the insurer, its rating according to the popular analyst Expert RA, monitoring genuine reviews about it, and more.
• Assistance in the preparation of various documents.
• Assistance in disputes with independent experts.
• Search for links to laws to justify and protect the interests of the motorist.
• Support of transactions and the correct conclusion of contracts.
• Providing advice on the most suspicious and incomprehensible points of an already concluded agreement.

The driver should remember that the compensation for damage under CASCO will be calculated only to cover the insured event that is mentioned in the text of the agreement. If he himself has not studied the terms of the contract, then the lawyer will spend his time on this for a fee. Lawyers will be able to find such loopholes and details of the insurer's guilt that the driver's acquittal will be possible with 100 percent probability. Of course, this only happens if the motorist himself has not committed a flagrant violation of administrative laws and order on the roads.

How to contact lawyers in case of CASCO disputes

When you urgently need legal assistance, you can contact any of the portals where a lawyer or a CASCO lawyer is on duty to answer primary questions. Typically, such a system is now launched by all legal services around the clock. Specialists replace each other so that assistance is provided continuously.

If disputes with an insurance organization have existed for a long time, then you can personally come to a law office and apply for services. When a citizen, or a representative of a legal entity, intends to seriously win a case in litigation with an insurer, he should immediately conclude an agreement with a law firm providing human rights services. When serving in an insurance company - receiving a one-time or two-time consultation, the client does not need to conclude a contract for legal services.

Important! There is the concept of "limitation period for CASCO." It is standard 3 years by law. This suggests that if a claim was filed against an insurance company or a driver, then after 3 years it will no longer be considered by the court. The case will be closed.

In cases where it is required to neutralize an imputed measure of responsibility, to challenge a court decision, or an order from an insurance company to refuse to pay for CASCO, or in other cases, a motorist needs to look for the most trusted legal services. For an example of what law firms exist, we will consider in the table several options for the most famous in the capital and other megacities of Russia.

Table 1. Lawyer firms by CASCO Moscow

In the most detailed proceedings with the help of a specialist who knows the law, the insurance company faces the following penalties:

• At a minimum, a CASCO penalty will be charged if the law on the protection of consumer rights has been violated.
• At most, the license to sell CASCO policies will be temporarily taken away from the company.

The RSA is engaged in the arrest of licenses, but even the Bank of Russia can make such a decision, having controlled the activities of the insurance company. Before suspending a license, through the efforts of lawyers, an audit of personnel, accounting or audits from regulatory authorities, the prosecutor's office will come to the insurer.

Important! Not all lawyers or legal organizations take on issues related to CASCO insurance. The point is not even the experience of specialists, but the fact that the legislative framework for this type of insurance is not so strong now in Russia than for OSAGO.

Prices for services

Free consultation of a law firm is provided only by phone. This is practically in all 90% of cases when you apply to them for primary legal support. When insurance disputes on CASCO are settled, then the price will be offered for a full range of services - from the preparation of the necessary documentation, to the representation of the client's interests in court.

Table 2. Prices for legal services in Moscow and other cities

Some drivers may think that legal services are too expensive. But do not forget that the price includes the complexity of resolving the issue, and the degree of driver's guilt, if there are other points.

Thanks to the legal protection of car owners, citizens, as well as enterprises that have suffered injustice or losses due to an insurance company, can receive insurance payments under CASCO on time and in full. In addition, novice drivers can be calm at the initial conclusion of a contract for this type of insurance. In disputes with an insurance company, when there are inconsistencies with the recognition of insured events or for other reasons, it is simply impossible to do without lawyers. Not only knowledge of the law, but also experience in won cases will help to approach the case correctly so that the judge makes a decision in favor of the client of the insurance company.